The banking sector in Indonesia has an important role in the economy, where profitability is one of the main performance indicators. Banking profitability can be measured using Return on Assets (ROA). This research aims to analyze the influence of capital adequacy, liquidity and Good Corporate Governance (GCG) on profitability, with credit risk as a moderating variable. The object of this research is the banking sector listed on the Indonesia Stock Exchange (BEI). The research method used is Moderated Regression Analysis (MRA) with SPSS version 26 software. The research population includes all conventional banks listed on the IDX, with samples selected using a purposive sampling technique, resulting in a total of 27 banking issuers during the 2019-2022 observation period. The research results show that capital adequacy contributes to profitability, liquidity contributes to profitability, and GCG contributes to profitability. Apart from that, credit risk is able to moderate liquidity on profitability and credit risk is able to moderate GCG on profitability, but is not able to moderate capital adequacy on profitability. Keywords: Good Corporate Governance, Capital Adequacy, Liquidity Profitability, Return on Assets, Credit Risk